Today’s retirees are being sold a bill of goods – the idea that it’s no longer possible to retire on the income your investments produce. I call it “The Great Retirement Income Myth” – and I believe it’s pure nonsense. You don’t have to lock your life’s savings up in an expensive annuity to enjoy a good, long life in retirement. And you don’t need to systematically liquidate your investment principal over the rest of your life – hoping you die before the money runs out.
I believe it's possible to have all the income you need to live the life you want in retirement, give yourself a raise every year, and wind up with more money than you retired with. If you want to learn how, you should join me this Saturday morning, August 10 at my educational seminar on Investing for Income in Retirement.
We still have some seats available, but you’ll need to let us know right away if you’re able to join us. Sign up here and we’ll get back to you right away with a confirmation and further details. If you are retired or preparing to retire, I feel this event will be well worth your time.
It’s certain to be a campaign issue this year – and Congress is considering at least half a dozen ways to reform the system. (Reading time: 2 minutes)
Choosing the next president is a crucial decision. But history tells us it likely won’t have a lasting impact on stock prices. (Reading time: 3 minutes)
In a positive sign for the economy, the number of low-wage workers in the U.S. is declining rapidly. (Reading time: 2 minutes)
Even at today’s lofty levels, you should probably own stocks. (Reading time: 5 minutes)
Research continues to show that market timing is a losing investment strategy – but buy-and-hold shouldn’t mean buy-and-forget. (Reading time: 5 minutes)
If you’re wondering whether you’re on track for a successful retirement, this simple table can give you a quick answer in seconds. (Reading time: 4 minutes)
Just because everyone seems to be doing Roth IRA conversions doesn’t mean you should. Here’s how to decide. (Reading time: 5 minutes)
There are several restrictions, but these education accounts might help you increase what you can put in a Roth IRA. (Reading time: 4 minutes)
The best answer is: both. But here are some guidelines if you have to choose one over the other. (Reading time: 4 minutes)
A list of 18 things you can spend HSA funds on – some of which you may not have realized – and 10 things HSAs don’t cover. (Reading time: 3 minutes)
Words to the Wise
“No portfolio guarantees success, but a plan never implemented is sure to fail.”
– Rick Ferri
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