We enter the fourth and final quarter of 2023 with all of the uncertainties with which the year began. Will we ever have the recession everyone was predicting this time last year – and if so, why is it taking so long to get here? Has the Fed stopped raising interest rates – and if so, how long will they stay at this level? Will the Cardinals make some serious moves in the off-season to make the team more competitive – and if so, will it begin with pitching?
Clearly, if it were easy to come by the answers to these questions we would all have enough money to buy our own baseball team – and all the headaches that come along with it. “Ours is not reason why,” said the great poet. Ours is but to wait for spring training. I will be away from my desk next week; the next edition of Wealth and Wisdom will hit your inbox the week of October 16.
Nearly half of U.S. parents are helping out their adult Gen Z and millennial children financially. Here’s what is holding them back. (Reading time: 4 minutes)
Engineers make top-dollar incomes. On the other end of the scale – they call them ‘starving artists’ for a reason. (Reading time: 3 minutes)
Delta Air Lines is joining a list of companies giving money to employees for a rainy-day fund. (Reading time: 4 minutes)
Artificial intelligence is helping innovative workers juggle their side hustles – possibly creating a $1.4 trillion industry in the process. (Reading time: 1 minutes)
There are bargains to be had in air fares – but if you want to save money, don’t wait past October 14 to claim them. (Reading time: 3 minutes)
“Fear of Running Out” is keeping many retirees from fully enjoying their golden years. Here’s a three-step process to help ease your fears. (Reading time: 5 minutes)
From commuting costs to the clothes you wear to work – there are some expenses you can drop from your budget once you retire. (Reading time: 5 minutes)
When it comes to getting your money’s worth out of Social Security, it’s what you don’t know that can hurt you most. (Reading time: 3 minutes)
Financial journalists have an uncanny knack for recommending top-performing investments – right afterthey’ve had their day in the sun. (Reading time: 4 minutes)
Americans are in better shape than most of the rest of the world – despite the financial mistakes we keep repeating. (Reading time: 4 minutes)
Words to the Wise
“The market owes you nothing. Take full responsibility for everything that happens and your results will improve.”
– Dan Zanger
Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
Links are being provided for informational purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website’s users and/or members.
The foregoing information has been obtained from sources considered to be reliable, but we do not guarantee that it is accurate or complete, it is not a statement of all available data necessary for making an investment decision, and it does not constitute a recommendation. Any opinions are those of Brown Family Wealth Advisors and not necessarily those of Raymond James. Investing involves risk and you may incur a profit or loss regardless of strategy selected. Expressions of opinion are as of this date and are subject to change without notice. Past performance does not guarantee future results. Prior to making an investment decision, please consult with your financial advisor about your individual situation.
Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC. Investment advisory services are offered through Raymond James Financial Services Advisors, Inc. Brown Family Wealth Advisors is not a registered broker/dealer and is independent of Raymond James Financial Services.
